Is your business insured correctly?
Running your own business is risky. As a business owner you invest your own time, money and talent so the correct insurance policy is vital, to ensure you have the right safety net for you, when things go wrong.
After the 2007 summer floods, insurers paid out over £1 billion to help businesses recover from the damage and cover their financial costs.

Stock
This covers the stock owned by a business, used to trade on a daily basis. This can also be used to cover for losses as a result of deterioration of stock for example the loss of flowers, meat, or wines due to a broken freezer.

Money
This can be used to cover money during and outside of your business working hours. It can also be used to cover for losses as a result of assault. For example, a shop keeper being attacked for cash.

Legal Expenses
Legal expenses cover can be used to fund legal fees in the event of a dispute. This can be anything from debt recovery, supplier disputes or court attendance.

Liability
Liability insurance for small business covers for compensation claims and legal fees made against you as a result of your business activity. For example if someone slips on the premises.

Goods in Transit

Business Interruption
Business interruption is used to protect your loss of income as a result of a claim. For example, if a fire destroys your premises, leaving you unable to trade, business interruption will be able to support you.
We're here to help!
Please feel free to contact us for a free, no-obligation quote using the online request form below or if you prefer to speak to us in person please call our office 01384 413 651
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