Are you getting the most out of your property insurance policy?

Insurers paid out £5.8 million to businesses for property damage claims every day in 2006.

Residential / Commercial landlords

Residential & commercial landlord insurance can cover for risks associated with renting / letting properties for both business and domestic use. For example accidental damage caused by a business tenant or malicious damage caused by a domestic tenants.

Terrorisim

Terrorism insurance is insurance purchased by property & land owners to cover their losses and liability that might occur due to terrorist activities.

Property owners liability

Property owners liability protects you against legal fees and compensation claims bought against you as a result of losses that have occurred on your property. For example trespasses being injured on your land.

Unoccupied property

Property owner’s insurance can be used to insure risks associated with owning unoccupied/vacant properties such as – an empty warehouse burning down or a member of the public being injured.

Buildings

Buildings insurance covers the risks that you face when you own a property, this can be things like storm damages, fire and subsidence to the building itself and its fixtures.

Rent insurance

Rent insurance is used to cover the loss of rent, for example this can be in the event of a fire, whilst the property is unoccupied due to the repairs being made from the fire the rent will still be paid.

We're here to help!

Please feel free to contact us for a free, no-obligation quote using the online request form below or if you prefer to speak to us in person please call our office 01384 413 651






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    What Our Clients Say

    Five Stars!

    "We are a broker ourselves and know expectations are high in this competitive industry. We approached Holmes IB following a recommendation for some of our own insurance policies.

    Dealing with Steve Holmes has been great. Competitive terms provided but with the added real personal touch that was missing from what we had before. Shortly after Holmes' appointment for our policies, we encountered a couple of difficult situations. The understanding, advice, guidance and direction we received exceeded our expectations and not only helped us with dealing with these matters but reassured us at the time too. Above and beyond!"

    - Richard Hayward

    "Was having difficulty getting the right commercial insurances for my business until I spoke to Holmes insurance.
    Exceptional service! They took the time out to really understand the business and finding the right insurances I needed. Holmes insurance also provided great advice on being insurance compliant."

    - Mark Potter

    "Absolutely fabulous service. Went behind any means necessary, and I didn’t make it easy for them. Polite and professional would definitely recommend. Thank you Holmes’s team for all you help."

    - Nicola Griffiths

    "Absolutely the go to place for insurance. Unbeatable customer service, great ethics, they genuinely care about you and totally have your back. Can’t rate higher, thank you Stephen."

    - Jack Clay

    "Really pleased with Ethan very nice to actually talk to someone face to face excellent company I would highly recommend them.”

    - Stewart Hemming

    "Sometimes in life you come across people that bring back your faith in humanity. In a world of algorithms (computer says no) and 'we don't want to speak to you' big corporate businesses - finding Holmes Insurance Brokers was truly joyful. Yes, I never thought I'd be so gushing about an insurance broker! Cannot recommend Stephen and his company highly enough. If you want someone who genuinely cares and will actually talk to you (and get the best deal for you/your business) then get in touch. If I could have given six stars I would - thank you Stephen..”

    - Fika+

    Cannot fault the service. Highly recommended!
    If you need insurance why go to the big companies when you can chat to a real person, can guide you through everything (even when starting up and have hundreds of questions!) and is a genuinely nice guy. Cannot fault the service. Highly recommended!

    - Sophie

    Excellent Broker
    Many thanks for all your help setting up an insurance policy. You put in so much hard work on our behalf, getting us the best possible premium available. You always phoned back when you said you would and were always polite and attentive. I have no hesitation in recommending you as an excellent broker!

    - Sue

    First Class Service
    Stephen has managed to save me money and get me cover that is tailored to my business. His service is first class and I would strongly recommend that anyone in business locally talks to him - you have nothing to lose but a lot to gain. Thanks for all your help.

    - David

    Very helpful insurance company
    I own a small business in cradley heath and to have a local insurance company is great. Stephen has been very helpful and has answered any questions or concerns that I have had. I would definitely recommend him.

    - Chris T

    Startup Business - Insurance made easy
    Starting a new business is hard enough without the challenge of finding the right insurance, especially when you don't fit into a 'standard' category that all the insurance websites insist on. Luckily I found Stephen (Holmes Insurance) at a start up seminar. Stephen has managed to save me money and get me cover that is tailored to my business. His service is first class and I would strongly recommend that anyone in business locally talks to him - you have nothing to lose but a lot to gain. Thanks for all your help.

    - David

    Positive: Professionalism, Responsiveness, Value
    As the MD of a training business that supports the Insurance sector. I have always preached about the value of a good insurance broker; the advise they give to the general public when it comes to their insurance needs.
    This was the first time I had a chance to personally experience it. Stephen from Holmes Insurance Broker has been truly exceptional! Really a positive testament to what a good Insurance broker should be like, great service! All the best to the Vegan broker!

    - Crescens George (Wiser Academy)

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    Contact Us

    Suite 22, Holloway Chambers,
    27 – 28 Priory Street,
    Dudley,
    DY1 1EU

    Office Number : 01384 413 651
    Email : info@holmesib.co.uk

    Holmes Insurance Brokers is an Appointed Representative of Movo Partnership Ltd who are directly authorised and regulated by the Financial Conduct Authority, authorisation number 823503.
    Registered Office: First Floor, 30 High St, Chislehurst Kent BR7 5AS Registered in England No: 11544238.