Are you getting the most out of your property insurance policy?
Insurers paid out £5.8 million to businesses for property damage claims every day in 2006.
Residential / Commercial landlords
Residential & commercial landlord insurance can cover for risks associated with renting / letting properties for both business and domestic use. For example accidental damage caused by a business tenant or malicious damage caused by a domestic tenants.
Terrorism insurance is insurance purchased by property & land owners to cover their losses and liability that might occur due to terrorist activities.
Property owners liability
Property owners liability protects you against legal fees and compensation claims bought against you as a result of losses that have occurred on your property. For example trespasses being injured on your land.
Property owner’s insurance can be used to insure risks associated with owning unoccupied/vacant properties such as – an empty warehouse burning down or a member of the public being injured.
Buildings insurance covers the risks that you face when you own a property, this can be things like storm damages, fire and subsidence to the building itself and its fixtures.
Rent insurance is used to cover the loss of rent, for example this can be in the event of a fire, whilst the property is unoccupied due to the repairs being made from the fire the rent will still be paid.
We're here to help!
Please feel free to contact us for a free, no-obligation quote using the online request form below or if you prefer to speak to us in person please call our office 01384 413 651
What Our Clients Say
Cannot fault the service. Highly recommended!
If you need insurance why go to the big companies when you can chat to a real person, can guide you through everything (even when starting up and have hundreds of questions!) and is a genuinely nice guy. Cannot fault the service. Highly recommended!
Many thanks for all your help setting up an insurance policy. You put in so much hard work on our behalf, getting us the best possible premium available. You always phoned back when you said you would and were always polite and attentive. I have no hesitation in recommending you as an excellent broker!
First Class Service
Stephen has managed to save me money and get me cover that is tailored to my business. His service is first class and I would strongly recommend that anyone in business locally talks to him - you have nothing to lose but a lot to gain. Thanks for all your help.
Very helpful insurance company
I own a small business in cradley heath and to have a local insurance company is great. Stephen has been very helpful and has answered any questions or concerns that I have had. I would definitely recommend him.
- Chris T
Startup Business - Insurance made easy
Starting a new business is hard enough without the challenge of finding the right insurance, especially when you don't fit into a 'standard' category that all the insurance websites insist on. Luckily I found Stephen (Holmes Insurance) at a start up seminar. Stephen has managed to save me money and get me cover that is tailored to my business. His service is first class and I would strongly recommend that anyone in business locally talks to him - you have nothing to lose but a lot to gain. Thanks for all your help.
Positive: Professionalism, Responsiveness, Value
As the MD of a training business that supports the Insurance sector. I have always preached about the value of a good insurance broker; the advise they give to the general public when it comes to their insurance needs.
This was the first time I had a chance to personally experience it. Stephen from Holmes Insurance Broker has been truly exceptional! Really a positive testament to what a good Insurance broker should be like, great service! All the best to the Vegan broker!
- Crescens George (Wiser Academy)