Office Insurance Dudley
Looking for office insurance In Dudley? You’re in the right place. An office has several main needs that any office insurance policy should keep at its heart (I like this part, just not sure how to keep it in). Your premises/equipment (buildings and contents insurance), your staff’s and customers’ safety as well as protection of outgoing costs.
What is Office Insurance?
Office insurance was designed by the insurance companies to cover businesses, that operate within the confines of the office environment on a day to day basis.
Office insurance covers several key areas to any business with the UK, Limited or Sole Trader such as:
- Loss of Revenue
- Public & Product liability
- Employers liability
- Contents
- Stock
- Even the buildings can be incorporated into some policies, and much more
- What is Office Insurance?
Office insurance is primarily focused on businesses that are run from a property or main HQ. Office insurance protects businesses from losing thousands to millions on property damage and loss of information. Policies are designed to account for the risks of your specific industry. After putting the major details and things into place then everything else comes down to the specifics of your business, i.e.: your budget, size, etc…
We all know that computers, faxes, printers, files, information and having a safe and secure place to work all come at a price, so it is wise to wish to invest in more comprehensive office insurance for your business premises.
Why would I need office insurance?
No two offices are the same. Understanding your specific risks, business dynamics and tailoring a policy to meet those is the job of a specialist insurer, and vital for your peace of mind. Having a fireplace, for example, could be a fire hazard that destroys thousands of pounds worth of computer equipment or could cause some serious structural damage. If you have an office, you need office insurance.
Why should I choose Office Insurance?
There are multiple benefits to Office Insurance. Firstly being able to cover several risks, that your business faces on a daily basis under one policy, making the administration of your insurance streamlined, which when running a business makes all the difference, as it is all taken care of under a single policy.
Office insurance can be arranged electronically, which can increase the speed and the response time to your enquiries, so should changes occur to your business during the policy, you will be able to make arrangements very quickly to accommodate these changes with insurer’s approval.
Following the streamlined nature of the office insurance, it also generates more competitive premiums, as the insurance companies are able to include more cover under a single product to ensure a business has a better cover where possible as standard. By encompassing more covers where possible, the insurer can provide better discounts on single products, as opposed to having a policy for each individual risk you face such as contents, buildings, liability cover.
With all this in mind, Office Insurance is the ideal policy for any small to medium size office risk within the UK. Leaving you free to focus on what you do, and Holmes Insurance will do the rest after all that’s what we are here for. At Holmes, we pride ourselves on adhering to the highest standard of insurance practice and this enables us to be the best fit and partner to you and your business and not just another broker.
Where can I get office insurance in Dudley?
We here at Holmes Insurance Brokers offer a range of office insurance, including equipment cover, buildings and contents insurance, and business interruption cover. Of course, having all of these basis’ covered will help to comprehensively protect your property against a multitude of risks, however, each can be tailored to meet the individual needs of your business at a price that you can afford.
You can contact us today for more information.
Where can I get Office Insurance?
Please complete the below contact form and we will call you back at a time convenient to you or alternatively if you want to speak to some to arrange a visit or discuss your cover over the phone then call 01384 414 651